Phase 03: Finance

Best Accounting Software for Solo Pet Services: Dog Walkers, Pet Sitters, Mobile Groomers

10 min read·Updated April 2026

As a solo dog walker, pet sitter, or mobile groomer, picking the right accounting software can save you headaches and money. Don't just pick one because you've heard the name. The best choice depends on what you need most: sending invoices for walks, tracking gas and treats, or managing your grooming supplies. It also depends on how much you want to pay before your calendar is fully booked.

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The Quick Answer for Your Pet Business

For solo pet service providers, the best software often depends on your current stage and needs.

Wave is the right default if you're just starting, maybe still using apps like Rover or Wag, and need free tools to track early income and expenses like gas, leashes, and marketing flyers.

FreshBooks is best if your daily work involves sending many invoices for walks, visits, or short-term pet sitting, and you want clients to pay online easily.

QuickBooks Online is the safest choice if you plan to grow your mobile grooming service or hire another dog walker soon. Most tax professionals also know it well, making tax time smoother.

Xero is a strong option only if you sell a lot of physical items, like specialty pet food or high-end grooming products, and need to manage inventory.

Side-by-Side Breakdown for Solo Pet Care Businesses

**Wave:** Free for accounting and invoicing. Charges around 2.9% + 30c per card transaction, which is standard. It doesn't handle inventory, but that's usually not a big issue for solo dog walkers or sitters. Reporting is basic, but fine for tracking monthly income from walks and expenses like gas for your van or new leashes. Best for: new pet sitters or walkers under $2,000/month in revenue.

**FreshBooks:** Starts at $19/month (Lite plan). This software shines for invoicing. It lets you create professional invoices for daily walks or weekly pet visits. It also has time tracking, useful for longer house-sitting gigs, and a client portal where clients can see their bills. It's less strong on the full accounting side, but most solo pet businesses won't need advanced features. Best for: dog walkers and pet sitters who send many invoices.

**QuickBooks Online (QBO):** Starts at $35/month (Simple Start). QBO has the most features. You can add payroll if you hire a part-time groomer or walker. It connects with many apps and offers strong reports. The downside is it has a steeper learning curve. Best for: mobile groomers or pet services planning to grow and hire staff, or those doing over $5,000/month in revenue.

**Xero:** Starts at $15/month (Early plan, limited). All plans offer unlimited users, which isn't a huge benefit for a solo business. Its strength is in inventory and purchase orders, which is only needed if you sell a lot of physical products alongside your services, like premium dog food or custom pet accessories. The mobile app is good for managing things on the go. Best for: pet businesses with a significant retail component or those operating in countries like the UK where Xero is very popular.

When to Choose Wave for Your Pet Services

Choose Wave if you are just starting your pet care business and haven't built a steady client list. It's perfect if you're under $2,000/month in revenue. It helps you track simple income from walks or visits and expenses like gas for your mobile grooming van, treats for clients, or new harnesses. You won't pay a monthly fee, which is great when you're still validating your business. Wave is a smart way to keep clean books without extra costs while you grow your client base.

When to Choose FreshBooks for Pet Walking & Sitting

FreshBooks is ideal if your main job is sending invoices. If you're a dog walker with 10-20 regular clients or a pet sitter doing weekly visits, you'll send a lot of bills. FreshBooks makes it easy to create these, track payments, and lets clients pay online quickly. The time tracking feature is useful if you charge hourly for longer house-sitting jobs. You don't need deep accounting knowledge; FreshBooks focuses on making client billing simple and fast for your service-based business.

When to Choose QuickBooks Online for Growing Pet Businesses

Pick QuickBooks Online if you plan to expand your pet business in the next year. If you're a mobile groomer thinking of hiring an assistant, or a dog walking company bringing on another walker, QBO handles payroll easily. Most bookkeepers and tax professionals are very familiar with QBO, which simplifies things at tax time. It's also great if you offer both services (like grooming) and sell a few products (like special shampoos or custom collars). If your monthly revenue is consistently above $5,000 and you want detailed reports to understand your profits, QBO is the robust choice.

When to Choose Xero for Niche Pet Product Sales

Xero might be the right fit if your pet business sells physical products as a major part of its income. This could be if you're a mobile groomer selling a unique line of organic shampoos and conditioners, or a pet sitter also selling specialty pet food and accessories. Xero's tools for managing inventory and purchase orders are strong. For most solo pet service providers focused purely on walks or sitting, Xero's inventory features are overkill. If you're not selling products, other options will likely serve you better and be simpler to use.

The Verdict for Solo Pet Service Providers

For most US-based solo pet service providers, here's the best path:

If you're just starting as a dog walker or pet sitter, or are under $2,000/month in revenue: **Start with Wave.** It's free and handles basic income and expenses like gas, treats, and marketing.

If you have a steady client list and send many invoices for daily walks or visits: **Go directly to FreshBooks.** Its invoicing and client management are top-notch for service businesses.

If you're a mobile groomer, or a pet service planning to hire staff and grow beyond $5,000/month: **Start with QuickBooks Online.** It's robust and makes future growth, like payroll, much easier.

Only consider Xero if you have a significant retail component, selling physical products like custom leashes or specialized food, right from day one.

How to Get Started with Your Pet Business Accounting

**Wave:** Create a free account at waveapps.com. Connect your business bank account, which you should already have separate from personal funds. Then, categorize your first 30 days of transactions (e.g., 'Gas for Van', 'Pet Treats', 'Marketing Flyers') to see how easy it is.

**FreshBooks:** Start the 30-day free trial. Create your first invoice template for a '30-Minute Dog Walk' or 'Overnight Pet Sitting.' Add your first few client names. This lets you test it with real data before you pay.

**QuickBooks Online:** Use the 30-day free trial. If you plan to work with a tax preparer or bookkeeper, ask them which QBO plan they recommend. They often have discounts for their clients.

**Xero:** The Early plan ($15/month) limits you to 20 invoices per month, which might be too little if you sell products. Most growing businesses, especially those with inventory, need the Growing plan ($42/month) within a few months, so budget for that cost from the beginning.

RECOMMENDED TOOLS

QuickBooks Online

30-day free trial, then from $35/month

30-day free trial

FreshBooks

30-day free trial, then from $19/month

30-day free trial

Wave

Free forever for accounting and invoicing

Free

Xero

30-day free trial, then from $15/month

30-day free trial

Some links above are affiliate links. We may earn a commission if you sign up — at no extra cost to you.

FREQUENTLY ASKED QUESTIONS

Can I switch accounting software later without losing my data?

Yes, but it is painful. Most platforms let you export a chart of accounts and transaction history as CSV. Plan a migration at a fiscal year-end to keep your books clean. Budget 4-8 hours for a clean migration plus CPA review time.

Do I need an accountant if I use accounting software?

Software handles transaction recording and basic reporting. An accountant handles tax strategy, entity structure, and year-end filing. Most small businesses need both — software daily, accountant quarterly or annually.

Is Wave really free?

The accounting, invoicing, and receipt scanning features are free. Wave charges transaction fees when clients pay invoices online (2.9% + 30c for credit cards, 1% for ACH). Payroll is an add-on starting at $20/month.

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